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$20.8B in Redemption Requests. Percent Was Issuing Deals and Paying on Schedule.

Those requests came from non-traded BDC investors in Q1 2026, and most got back roughly half of what they asked for. Moody's U.S. BDC sector outlook: Negative.

On Percent's marketplace that same quarter: new issuances, scheduled payments, 0.44% lifetime net loss rate on asset-based deals since inception.† The difference is structural: concentrated corporate loans with redemption windows that close at manager discretion vs. asset-based finance with 6–24 month deal terms. 14.6% net ABS returns LTM after losses (3/31/26).† Starting at $500.

Alternative investments are speculative. No assurance can be given that investors will receive a return of their capital. †Past performance is not indicative of future results. Terms apply.

Hey there, Entrepreneur! 🚀

If you’re reading this, there’s a good chance you’re already successful. You’ve built something from nothing, crossed the $1M mark, and maybe you’re even eyeing that $10M milestone. But lately, things feel… heavy. You’re working longer hours, but the needle isn’t moving as fast as it used to. You’re tired. You’re telling yourself, “I just need to focus more,” or “I just need to push through this season.”

I’m going to be brutally honest with you: "Trying harder" is a terrible strategy for scaling. 🛑

In the early days, your grit and willpower were your greatest assets. You were the "Hero" who saved every deal and fixed every fire. But as you grow, that same willpower becomes your biggest bottleneck. To get to $10M and beyond without burning out, you have to stop relying on your internal resolve and start relying on external structures.

It’s time to choose Systems Over Willpower.

1. The $5 Million Ceiling: Why Your Work Ethic Is Now Your Enemy

Most founders think that scaling is a linear progression of effort. If it took X amount of work to get to $1M, it must take 5X work to get to $5M, right?

Wrong. 🙅‍♂️

When you rely on "trying harder," you hit a hard ceiling. Humans have a finite amount of energy. You can’t work 200 hours a week, and you can't be in ten places at once. If your business growth is tied to your personal output, you haven’t built a company, you’ve built a very high-paying, high-stress job.

At DB Impact, we see this all the time. Founders are stuck in the weeds because they haven't built the infrastructure to handle the complexity of a larger business. Scaling requires a shift in identity from the "Doer" to the "Architect."

Outcome: You stop being the engine and start being the navigator. You move from "brute force" to "leverage."

2. Willpower Is a Battery (And Yours Is Permanently at 10%)

Science calls this Ego Depletion. 🔋

Think of your willpower like a phone battery. Every time you have to make a decision, what to email a client, how to handle a late shipment, which lead to call first, you use up a chunk of that battery. By 3:00 PM, you’re running on 10%. This is why you end up scrolling on your phone instead of doing high-level strategy, or why you snap at your team.

A system, on the other hand, is like being plugged into a wall outlet. It doesn't get tired. It doesn't have "bad days." It doesn't forget to follow up.

When you build a CRM and marketing system, you aren't just buying software; you're buying back your mental energy. You’re taking the decision-making out of the equation so your "battery" can be saved for the big-picture moves that actually grow the business.

Key Takeaway: Stop asking your brain to remember things a computer can do better. Save your willpower for creativity and leadership.3. The Digital Red Carpet: Content That Educates

Most founders make the mistake of thinking onboarding is just "paperwork." It’s not. It’s education.

While you’re off the clock, your automated system should be "pre-framing" the client for success. This looks like an automated email sequence that drops over the first 7 days:

  • Day 1: "Here is exactly how to communicate with our team."

  • Day 3: "Check out these 3 case studies to see what’s possible."

  • Day 5: "A quick video on how to navigate your new client portal."

By the time you actually jump on a kickoff call, the client is already "trained" on how to work with you. They aren't asking basic questions because the system already answered them.

If you’re feeling overwhelmed by how to set this up, checking out our fractional COO services might be the move to get these systems built for you.

3. The "Hero" Trap: Stop Being the Only One Who Can Save the Day

We love being the hero. It feels good to swoop in and solve a problem that no one else could fix. But in a $10M company, a "Hero" is a single point of failure. 🦸‍♂️🚑

If a process only works because you are the one doing it, it’s not a process, it’s a hobby. Scaling requires redundancy. You need systems that allow "ordinary" people to produce "extraordinary" results.

This is where many founders realize they need help with the operational side of things. Whether it's bringing in a Fractional COO or just documenting your "secret sauce" into a Standard Operating Procedure (SOP), the goal is the same: make yourself replaceable.

Checklist for the Hero Trap:

  • Can you go on vacation for two weeks without checking email? 🏖️

  • If you got the flu, would the business stop growing? 🤒

  • Are you the only person who knows the login to the main accounts? 🔑

If you answered "No" or "Yes" to the wrong ones, you’re in the trap.

4. Choice Architecture: Building the Tracks So the Train Drives Itself

The secret to high performance isn't having more discipline; it's having a better environment. This is called Choice Architecture. 🏗️

Think about it: If you want to eat healthy but your pantry is full of cookies, you have to use willpower every single time you walk into the kitchen. If you throw the cookies away and put an apple on the counter, you don’t need willpower anymore. The environment makes the choice for you.

In business, your "pantry" is your workflow.

  • Without a system: You have to decide to follow up with a lead. (Hard)

  • With a system: An automated task pops up in your CRM telling you exactly who to call and what to say. (Easy)

By designing your business environment, your tools, your team meetings, your software, you make the "right" actions the "easiest" actions. Check out our business consulting services to see how we help design these environments.

5. Automation: The Digital Nervous System of a $10M Business

If willpower is the muscle, automation is the nervous system. It sends signals and moves things along without you having to consciously think about it. 🧠

At the $1M–$10M stage, you are likely losing a massive amount of money through "leaks." Leads that don't get called back, customers who aren't upsold, and invoices that go unpaid. You can try to "work harder" to catch these leaks, but you’ll miss some.

Instead, use a system. We actually offer a Revenue Leak Audit specifically to find where your lack of systems is costing you cash.

Automations to set up TODAY:

  1. Lead Capture: Every person who visits your site should be identified and entered into a sequence.

  2. Onboarding: The moment someone pays, they should get a "Welcome" experience that requires zero manual input from you.

  3. Review Collection: Automatically ask for a Google review 7 days after a successful delivery.

Outcome: You stop leaking money and start building a predictable machine.

6. From Manual Labor to Systematic Growth: The Workflow Shift

Let’s look at a real-world analogy. Imagine you’re digging a hole.

  • Willpower is grabbing a shovel and digging until your hands bleed.

  • Systems is taking the time to go buy an excavator. 🚜

Yes, the excavator costs money. Yes, it takes time to learn how to drive it. But once you have it, you can dig ten holes in the time it took you to dig one, and you won’t even be sweaty.

Many founders stay at the "shovel" level because they are "too busy" to learn how to drive the excavator. They think, "I'll just dig one more hole today." That is the path to burnout.

If you want to reach the next level, you have to stop digging and start building the machine that does the digging for you. This is the core of our preferred partners network: finding the right "excavators" for your specific industry.

7. Your New Strategy: Systems Over Sweat

Winning at the $10M level is a game of design, not a game of effort. 🏆

You have already proven you have the work ethic. You’ve already proven you have the grit. Now, you need to prove you have the wisdom to build something bigger than yourself.

Stop relying on your morning coffee and your "hustle" to get you through the day. Start looking at your business as a series of connected systems. When something goes wrong, don't ask "Who messed up?" ask "What system failed?"

Your Action Plan:

  1. Audit your time: Where are you using the most willpower? Automate it or delegate it.

  2. Check your leaks: Take the Revenue Leak Audit to see what you're missing.

  3. Get a second pair of eyes: Sometimes you’re too close to the problem. Let’s hop on a discovery call and map out your $10M infrastructure.

Remember, the goal isn't just to make more money. The goal is to build a business that gives you your life back.

Just hit reply and let me know: What is the one task in your business that drains your "willpower battery" the most? Let’s see if we can turn it into a system this week.

Stay impactful,

Drew Roberts
Owner, DB Impact

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Bloomberg's Marcus Ashworth wrote plainly recently: "No more reliable safe havens."

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